What does a broker do?

While insurance agents typically work for a single health insurance company, brokers offer information about a variety of health plans. Their experience working with multiple carriers may make it easier for you to find the right coverage for your employees — and you.

Why work with a broker?

Working with a broker may give you helpful insight when you're choosing a plan. For example, an agent or broker may be able to tell you how a plan with a lower premium may mean you'll have fewer options when it comes to network doctors. Or, they may be able to explain how a plan with a higher premium may give you access to a wider range of providers.

How much does it cost to work with a broker?

Typically, brokers are commission based. That means you pay no more for their advice and the insurance you purchase than if you buy directly from an insurance company. A broker should discuss any fees with you up front.

Shop for a health plan

Get the information you need to shop for a group health plan — and see how much easier it can be to understand your options.

How to estimate your costs

Start here to find group health insurance quotes for a plan that is designed to suit your employees’ needs — and fit better with your bottom line.